What are the best auto insurance companies in New York State? The most popular auto insurance in the United States includes USAA, Geico, and State Farm. These are considered the most profound car insurance provider in the United States and across various states in the United States like New York, Texas, New Jersey, and more. According to reports, these three are the best car insurance provider in the states followed by Progressive and Allstate.
Not all states require car insurance, but in New York States, drivers or vehicle owners are quires to have car insurance or even a state minimum car insurance. In the article, we will provide the best auto insurance companies in New York.
In terms of acquiring a car insurance policy, you need to find a suitable car insurance company that offers you the best auto insurance policy that suits your financial health. However, you can find suitable cheapest car insurance in New York that suits your budget. Also, when shopping for the cheapest car insurance rates in New York or any other state, it is important that you compare their auto insurance rates to choose the best car insurance that suits you.
How Much Does Auto Insurance Cost in New York State?
There are so many activities you can enjoy in New York State, but their car insurance rates is not something you can enjoy. Due to the high cost of living in the state and the huge traffic jam in the urban areas, finding the best auto insurance that suits your budget can be very difficult. Certain factors affect the rate of looking for the best cheap car insurance company.
Based on the reports, the average cost of full car insurance in New York for a year is about $2,111 per year and about $176 for a month. But there are other cheaper rates, all you need to do is compare car insurance companies to find the cheapest car insurance rates.
| Insurance Company | Annual rate | Monthly rate |
| Progressive | $1,335 | $111 |
| State Farm | $1,833 | $153 |
| Geico | $2,225 | $185 |
| Travelers | $2,835 | $236 |
| Allstate | $3,008 | $251 |
| USAA | $1432 | $119 |
The Cheapest Car Insurance in New York
Just like I mentioned earlier, certain factors determine the rate of how cheap car insurance can be. The car insurance rate for a teen driver can be different from a young adults driver. But according to reports, Progressive is the cheapest car insurance in New York which is about $666 a year. Here is a comparison of the cheapest car insurance in New York state.
New York Rates for Teen Drivers
| Company | 17-year old females | 17-year-old males |
| Allstate | $3,890 | $4,173 |
| American Family Insurance | $12,369 | $14,808 |
| Geico | $2,947 | $4,908 |
| NYCM Insurance | $6,266 | $7,290 |
| Progressive | $2,424 | $2,717 |
| State Farm | $4,928 | $6,229 |
| USAA | $4,959 | $5,851 |
| Statewide Average | $5,397 | $6,568 |
Best Auto Insurance Rate for Young Adult in New York
| Company | 25-year-old females | 25-year-old males |
| Progressive | $775 | $829 |
| Geico | $1,401 | $1,487 |
| USAA | $1,418 | $1564 |
| Allstate | $1,492 | $1,489 |
| State Farm | $1,997 | $2,082 |
| Statewide Average | $2,167 | $2,277 |
| NYCM Insurance | $3,160 | $3,220 |
| American Family Insurance | $4,928 | $5,268 |
Cheap Car Insurance for Drivers with Poor Credit in New York
| Company | Average Annual Rate |
| Allstate | $1,577 |
| Geico | $1,823 |
| USAA | $2,290 |
| Statewide Average | $3,735 |
| State Farm | $3,884 |
| Progressive | $5,270 |
| NYCM Insurance | $5,397 |
| American Family Insurance | $5,902 |
The table above shows that with a poor credit score, you can find the best auto insurance rate not with Progressive but with Geico or Allstate.
Best Auto Insurance Companies in the New York States
Talking about the best car insurance company in New York, USAA stands as the best auto insurance company in New York state. But aside from USAA, there are other reputable lists of car insurance companies in NY considered as best.
- USAA
- State Farm
- Geico
- Allstate
- Progressive
- Travelers
- NYCM Insurance
- American Family Insurance
- Statewide Average
In addition, if you’re looking for among the list of insurance companies mentioned above who has the cheapest car insurance in New York. Progressive is the no1 cheapest car insurance in New York.