Lakeview Loan Servicing is a mortgage lender that has been in business for over 20 years. They offer a variety of mortgage products, including conventional loans, FHA loans, and VA loans. They also offer a variety of home equity products, such as home equity loans and home equity lines of credit.
In this article, we will provide a complete guide to Lakeview Loan Servicing. We will cover everything from their mortgage products and services to their customer service. We will also provide tips on how to get the best deal from Lakeview Loan Servicing.
Types of loans that Lakeview Loan Servicing offers
Lakeview Loan Servicing does not offer loans directly to consumers. Instead, they are mortgage loan servicers, which means they work with banks and other lenders to process payments, manage escrow accounts, and provide customer service for existing mortgages.
Conventional loans
These are loans that are not insured or guaranteed by the government. Conventional loans can be fixed-rate or adjustable-rate, and they can have terms of 15 or 30 years.
FHA loans
These loans are insured by the Federal Housing Administration (FHA). FHA loans have lower down payment requirements than conventional loans, and they may be a good option for borrowers with less-than-perfect credit.
VA loans
These loans are guaranteed by the Department of Veterans Affairs (VA). VA loans do not require a down payment, and they may be a good option for borrowers who are veterans or active-duty military personnel.
USDA loans
These loans are guaranteed by the United States Department of Agriculture (USDA). USDA loans are available to borrowers in rural areas, and they may be a good option for borrowers who are unable to get a conventional loan.
In addition to these loan servicing options, Lakeview Loan also offers a variety of other services, such as:
- Escrow account management: Lakeview Loan Servicing can manage your escrow account for you, which will ensure that you have enough money to pay for property taxes and homeowners insurance.
- Loan modification assistance: If you are struggling to make your mortgage payments, Lakeview Loan Servicing may be able to help you modify your loan terms.
- Homeowners insurance assistance: Lakeview Loan can help you find affordable homeowners insurance.
If you have a mortgage loan that is serviced by Lakeview Loan, you can contact them for more information about the services they offer.
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Benefits of using Lakeview Loan
Here are some of the benefits of using Lakeview Loan Servicing:
- Low-interest rates: Lakeview Loan Servicing offers competitive interest rates on its loans.
- Streamlined processing: Lakeview Loan has a streamlined loan processing system, which can help you get your loan approved faster.
- Friendly, expert service: Lakeview Loan has a team of friendly and knowledgeable loan officers who can help you find the right loan for your needs.
- Escrow account management: Lakeview Loan can manage your escrow account for you, which will ensure that you have enough money to pay for property taxes and homeowners insurance.
- Loan modification assistance: If you are struggling to make your mortgage payments, Lakeview Loan may be able to help you modify your loan terms.
- Homeowners insurance assistance: Lakeview Loan can help you find affordable homeowners insurance.
In addition to these benefits, Lakeview Loan Servicing also offers a variety of online tools and resources that can help you manage your loan, such as:
- Online account access: You can access your loan account online 24/7 to view your balance, make payments, and download statements.
- Mobile app: Lakeview Loan Servicing also offers a mobile app that allows you to manage your loan on the go.
- Customer support: Lakeview Loan offers 24/7 customer support if you have any questions or concerns about your loan.
How to apply for a loan from Lakeview Loan Servicing
Here are the steps on how to apply for a loan from Lakeview Loan :
- Visit the Lakeview Loan Servicing website.
- Click on the “Apply for a Loan” button.
- Select the type of loan you are interested in.
- Complete the online application form.
- Submit your application.
Once you have submitted your application, a Lakeview Loan Servicing loan officer will contact you to discuss your loan options and to begin the underwriting process. The underwriting process will involve a review of your financial information, including your income, assets, and debts.
If you are approved for a loan, Lakeview Loan will send you a loan agreement. Once you have signed the loan agreement, the loan will be funded and you will begin making payments.
Here are some of the documents you will need to apply for a loan from Lakeview Loan Servicing:
- Valid government-issued ID
- Proof of income
- Proof of assets
- Recent pay stubs
- Tax returns
- Bank statements
- Credit report
If you have any questions about how to apply for a loan from Lakeview Loan Servicing, you can contact them
Guide to getting a mortgage through Lakeview Loan Servicing.
- Get pre-approved for a mortgage. This will give you an idea of how much you can borrow and what your monthly payments will be. You can get pre-approved through Lakeview Loan or another lender.
- Find a home. Once you’ve found a home you want to buy, you’ll need to make an offer and have it accepted.
- Get a home inspection. A home inspection will help you identify any potential problems with the property.
- Close on your mortgage. This is when you’ll sign all the paperwork and officially become the owner of your home.
Here are some additional tips for getting a mortgage through Lakeview Loan:
- Get your finances in order. This includes having a good credit score, a steady income, and a low debt-to-income ratio.
- Shop around for the best interest rate. Compare rates from different lenders before you choose one.
- Be prepared to provide documentation. Lakeview Loan will need to see proof of your income, assets, and debts.
- Ask questions. Don’t be afraid to ask questions about the mortgage process. The loan officer should be able to answer all of your questions.
Getting a mortgage through Lakeview Loan can be a smooth and easy process. By following these tips, you can increase your chances of getting approved for a loan and finding the perfect home for your family.
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How to use Lakeview Loan Servicing’s website
Lakeview Loan Servicing’s website can be used to manage your mortgage loan online. Here are the steps on how to use it:
- Visit the Lakeview Loan Servicing website.
- Click on the “Log In” button.
- Enter your account number and password.
- Click on the “Log In” button.
Once you are logged in, you will be able to access the following features:
- View your loan balance: You can see how much you owe on your loan.
- Make a payment: You can make a payment online or by phone.
- Download your statement: You can download a copy of your monthly statement.
- Change your contact information: You can update your address, phone number, or email address.
- Request a payoff quote: You can get a quote for how much it will cost to pay off your loan early.
- Contact customer service: You can contact customer service if you have any questions or concerns.
Lakeview Loan Servicing customer service
There are several ways to contact Lakeview Loan Servicing customer service:
- Phone: You can call the customer service number on your monthly mortgage statement. The number is different for each servicing partner, so you’ll need to check your statement. The hours of operation are Monday-Friday, 8am-8pm ET.
- Email: You can email customer service at [email protected]
- Chat: You can chat with a customer service representative online at https://lakeview.com/contact-us/
- Mail: You can mail a letter to:
- Lakeview Loan Servicing
- PO Box 10340
- Wilmington, DE 19880-0340
If you are calling customer service, be sure to have your mortgage account number handy. This will help the representative to quickly and accurately answer your question.