Mstwotoes – Page 65 – Technology on the Go and Beyond

Google French to English – How to Translate Google French to English

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February 16, 2022

Google French to English – How to Translate Google French to English

In terms of communicating online and in-person language is always a barrier to communicating. For someone that understands English, it will be difficult to understand someone that speak French and vice-vise except he/she understand both languages well. However, there is amazing language translator that helps you to translate over 100 languages from English to French, English to Spanish, Spanish to French, and more. Google translate is one of the powerful language translation tools that allows you to translate language from French to English.

Furthermore, Google French to English is one of the ways of translating words from French to English and also from English to French. There are over 100 languages on Google Translate and based on reports, there are over 100 billion words translated every day and over 500 million total users. For those with difficulty in understanding French, Google French to English is what you use to translate French words to English words to be able to read and other languages as well.

How to Translate Google French to English

Google translate is a neural machine translation that works pretty well to help translate words across different languages. To use Google translate French to English is very simple, all you need is this guideline below to make the translation.

Visit Google Translate website.
Copy and past the text on the first option Detect Language. Automatically if will detect the language.
Then on the next box, select English, by default it already in English. You can change to a language of your choice.

Then you can view the translation on the other box. Popular words translated from French to English include “Bonjour” to “good morning”, “je t’aime” to “I love you” and more.

Google Translate App

Aside from using the website to translate to English or any other language, you can also use the Google Translate app on your Android or iPhone to translate to different words. One improvement which I recommend Google to work on is the ability to translate to any language without copying and pasting. For instance, you want to translate a Chinese website, as long as the Google Translate app is on your Android or iPhone, it will automatically translate to your preferred language.

The Google translate app is accessible on Android and iPhone on Google Play Store and iOS App Store to download and install on your device. Once installed on your device, you can copy and paste the work you want to translate on the app. That’s all.

Account Number on Check – Locate Routing and Account Numbers on a Check

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January 13, 2022

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Account Number on Check – Locate Routing and Account Numbers on a Check

Just like your fingerprint identify that you’re the real person, so also your checking account number identifies that you’re the rightful owner of the account at your financial institution for every one of your accounts that including your personal checking account and business checking account. In the article, you can learn how to find account number on check.

When filling out a check, there are pieces of information that need filling which include account number, account recipient, and more. meaning, when filling out electronic payments or direct deposits, you’ll need a checking account number. The fastest and simplest way where you can locate an account number is on a personal check. Aside, from personal checks, you can also find your checking account number on the bank statement and also online.

What is a checking account number?

A checking account number is a set of relevant pieces of information that is represented in 10 to 12 digits used to identify your bank account with a financial institution. Moreover, you can say that an account number on a check identifies your unique account. When withdrawing money or funds, through your checking account number the bank can identify which account you want to withdraw money from or deposit them in.

People with multiple accounts such as personal or business accounts are assigned a different account number. A routing number is an account number specific to your and also your bank or credit union.

Where to Find your Checking Account Number

On the contrary, there are different places where your account number or checking account number can appear. Not only can you find your account number on the check, but you can also find it in your bank account portal, and more. Use the following guide to find your account number on the check and other places.

On checks

Where you can find your account number on the check is at the bottom of the physical personal check. After the first number, the second number is your account number and the next number is your check number. the first number you see at the bottom is your routing number. As mentioned earlier, your account number can consist of 10 to 12 digits.

On bank Account Online

Just like your bank contains all your information, directly from your bank account information, you can check your account number online. Keep in mind, where you can locate your account number online different from bank to bank. For example, to find your account number on Wells Fargo, you can locate your account number under your account. for Regions Banks, you can see your account number in your Account Details area.

On the bank account statement

Likewise, you can find your checking account number on your bank account statement either online or paper account statement. At the top of the statement close to other identifying account information, you can view your account number.

Routing vs. account number: What’s the difference?

First of all, you need to understand that your routing number is different from your account number. It’s important that you differentiate from routing number to your checking account number especially when filling out a direct deposit or any transactions that include your account number.

A routing number is used to identify the financial institution and most time to identify the location of the financial institution. Routing numbers are mainly used by banks to make direct exchange funds from one bank or credit union to another.

CD Rates – What is CD, Best CD rates for 2022

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January 5, 2022

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CD Rates – What is CD, Best CD rates for 2022

What is CD rates

First of all, CD fully known as a certificate of deposit is a type of bank account opening that includes members to lock funds away for over a period or month. The advantage of CD is that in return after you must have locked your funds, you get a fixed interest rate better than other types of bank account opening. This you can refer to it as CD rates. In other words, CD rates are actually a fixed interest rate you get on your certificate of deposit account.

Factors that allow your CD rates to increase all depend on how long the term or amount of time you decide to freeze your money. It is always recommended that when selecting the best CD rates, what you need to check out includes minimum deposit requirements, and also early withdrawal penalties.

According to reports, the biggest risk associated with traditional CDs involves the penalty charges that come with quick withdrawal before the date set for withdrawing. The way traditional CDs works is different from other types of CDs. This includes a fixed interest rates locked in the entire terms of the agreement. Financial institutions offer members a wide range of CDs that includes the following:

Traditional CDs
No-Penalty CDs
Jumbo CDs
Brokered CDs
Callable CDs
Bump-up CDs
Step-up CDs
Add-on CDs
Zero-coupon CDs
IRA CDs

However, you can learn more about the various type of CDs and select preferable CDs that suit your preference. Likewise, you need to check the interest and other factors before signing off for a certificate of deposit account.

When should you get a CD?

First of all, people that can apply for a CD account opening include financially stable people. This is because you’ll be locking away your money for a very long time. At the same time, if you require the money before the CD matures, you might be hit with a strict penalty for withdrawal. If you’re someone that does not like surprises, then a fixed rates CD serves as the best option.

Best CD Rates Of 2022

Bank	1-year APY	3-year APY	5-year APY	Minimum Deposit
Marcus by Goldman Sachs	0.55%	0.75%	1.00%	$500
Synchrony Bank	0.55%	0.75%	1.00%	$0
Barclays Bank	0.55%	0.70%	0.80%	$0
Comenity Direct	0.65%	1.00%	1.10%	$1,500
Citizens Access	0.10%	0.15%	0.25%	$5,000
American Express National Bank	0.20%	0.45%	0.55%	$0
Amerant Bank	0.10%	0.20%	0.20%	$10,000
Ally Bank	0.55%	0.65%	0.80%	$0
Capital One	0.20%	0.75%	1.00%	$0
PurePoint Financial	0.25%	0.25%	0.25%	$10,000
CIT Bank	0.30%	0.40%	0.50%	$1,000

Note the following graph above is gotten to Bankrate, therefore, you can visit the website on other to learn more and to keep up with the latest interest rate.

Selling Apps – The 5 Best Apps for Selling Stuff in 2022

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December 29, 2021

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Selling Apps – The 5 Best Apps for Selling Stuff in 2022

Are you an entrepreneur or are you looking to sell your product and service faster than you could? As a businesswoman or businessman, digital marketing is one of the most effective ways where you can make money online. There are amazing applications that allow you to sell stuff and make extra money in no time. The online marketplace is also known as the online e-commerce marketplace is one of the most profitable ways where you can sell your product and service online through a third parties source. Find out the best selling apps to sell your products or service.

There are wide range of selling apps to sell your items or product online. As a matter of fact, this app allows you to be able to sell items to your neighbors or people living within your location. However, the following lists of best selling apps mentioned below are based on the quality and features of the app.

5 Best App for Selling Stuff Online in 2022

eBay

eBay still remains one of the largest online marketplaces where you can sell your stuff online across millions of people online. Aside from selling your stuff to people near you, you can also see your stuff to people outside your location. There are two effective ways to sell items on eBay which include auction and fixed price listing. You can create a seller account on eBay for free and start selling items to your customers.

Facebook Marketplace

Facebook marketplace is another popular online marketplace, a selling apps where you can see items to people within your location. It different from eBay based on the location of people to which you can sell your items. You can sell unwanted stuff on the Facebook marketplace and start making extra money. Facebook Marketplace is structured for you to label your items in different categories for free. To start selling on the Facebook marketplace, you need a Facebook account and the marketplace is available worldwide.

Nextdoor

Nextdoor is a neighboring online marketplace where you can also sell stuff. The online marketplace is considered as for sale and free sections. It is best for selling and buying items within your location. The list an item for sale on Nextdoor is very simple, you just need to visit the selection where you can list an item for sale and post the items. Keep in mind, you’ll need to fill out some information like price of items, condition, description, and photo.

OfferUp

This is an amazing app that allows sellers to sell anything ranging from used cars to clothes and more other items on the platform. The trust of a seller is based on rating, so you can find the best seller with the highest rating. The sign up is completely free and you can visit the website to create an account and start selling on the marketplace.

Craigslist

Craigslist is a top rating online marketplace app or selling apps that turns unwanted items into wanted stuff. The Craigslist is built with the same interface as other online marketplaces where you can create a seller account and start selling your items online.

However, all the following apps are available on the Google Play Store and iOS App Store. It supports devices that include Android and iPhone. Therefore, you can visit the respective app store to download the best selling apps on your device and then create an account to start selling online.

Paychex Flex Mobile App – Mobile App for Paychex Flex | Paychex Online

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December 28, 2021

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Paychex Flex Mobile App – Mobile App for Paychex Flex | Paychex Online

Want to manage your business anywhere with Paychex Flex. The most suitable place where you can constantly stay active with your business is vice the Paychex Flex app. Right from the Paychex Flex app, you can easily access powerful tools right from your hand to manage your business anywhere, anytime. The Paychex Flex mobile app is built with the same feature on the website that includes payroll, HR, and other services where you can easily manage your business directly from the palm of your hand on your smartphone or tablet.

Paychex Flex is a powerful HR and Payroll tool that offers you amazing services where you can pick up the payment of your employees. The Payroll services which is one of the service offered enables you to personalize your experience in paying your employees and also automate tax payments. The platform is accessed both on the web and also on the mobile app. The Paychex Flex mobile app offers you a fast, simple, and reliable experience where you can log in to your account directly from your mobile phone. Keep in mind, previously registered Paychex Online subscribers can make use of the Paychex Flex app to log in and manage their business.

Features of Paychex Flex Mobile App

Just like I mentioned earlier, Paychex Flex mobile app is built with the same feature as Paychex.com on your web browser. The Paychex Flex mobile is built with a user mobile-friendly interface where you can easily manage your business on the go with features that includes

Submit Payroll:

With the app, you can easily enter, review and submit payroll.
Continue payrolls from where you stop on the PC.

Access to Important Information:

The Paychex Flex app offers you access to your payroll reports and cash requirements.
Tax documents
Employee check stubs
Employee profiles, compensation, taxes, and more.

The Paychex Flex mobile app offers you access to vital information on employers and employees. To download the app is very simple. You can use the following outline below to download and install the Paychex Flex app on your device.

How to Download and Install the Paychex Flex Mobile App

The Paychex Flex mobile app is compatible with both iPhone and Android devices. All you need is to visit the respective app store by using the Google Play Store for Android. Or iOS App Store for iPhone devices to install the app.

Simply, open the Google Play Store or App Store on your device.
Search for Paychex Flex and select the app from the search result.
Then, click Install or Get to start downloading.

The downloading process takes a while to complete. Afterward, you can open the app and sign in to your Paychex account. If you don’t have an account, you can sign up for a new Paychex Flex account directly from your phone with ease.

OppLoans – Online Loans No Credit Check | Opps Loan Application

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December 23, 2021

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OppLoans – Online Loans No Credit Check | Opps Loan Application

OppLoans is one of the loan providers if you’re looking for fast funding loans with no credit check. But the disadvantage of OppLoans is that it comes with a high-interest rate. In the meantime, OppLoans is considered as a short-term installment loan provided by Opportunity Financial or OppFi. It’s a lender company that offers installment loans. Opp Loans is a good option if you’re looking for a fast loan that comes with no credit check.

OppLoans is fast funding loan approval which serves as an alternative to payday loans, but you note that its rate can hit 160%. It’s not recommended to go for any lender in which its annual percentage rate is above 36% unless you don’t have any choice of borrowing options. According to OppFi, people need to look for cheaper loans if their qualification meets the requirement.

When applying for a loan from OppLoans, you don’t need a credit score from FICO, VantageScore, or any other major credit bureaus. What the lenders look at is the information provided by Clarity Service. Clarity Service is known as an offshoot of credit bureau Experian that accumulates reliable information from people who have low or bad credit scores.

Example of reliable information includes your history with online small-dollar lenders, payday loans, and also auto title loans. Your bank account transaction history and also inquiries are the information needed.

Requirements to Qualify for OppLoans

Just like I stated earlier, no credit score is needed to qualify for an OppLoans loan, but you will need some relevant information. Aside from that, there are the following requirements needed to qualify for a quick or fast loan with Opps Loans.

No credit scores.
A minimum monthly gross income of about $1500.
Present your bank information that includes your name with 40 days of transaction history.
You must receive paycheck via direct deposit.
Lastly, you must reside in region or state where OppLoans operates.

OppLoans offers people loans directly in most states and must use other loans services. Like FinWise, First Electronic, and Capital Community banks to provide borrowers with loans.

How to Apply for OppLoans

OppLoans is an online loans provider that comes with no credit check. The application provides for loans is very simple. You can apply for a loan online and also the online loans service offers you fast funding quick decisions and also personal services. Visit the website and click on Apply Now. Then, you can select the option to get started and follow the instructions display on your screen to apply for an Opps loan online.

Family Tree Now – Trace your Family Tree for Free Online | FamilyTreeNow.com

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December 22, 2021

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Family Tree Now – Trace your Family Tree for Free Online | FamilyTreeNow.com

Family Tree Now commonly referred to as FamilyTreeNow.com is a free tool finder built with a variety of people-finder tools to help you search for people. This is quite similar to Ancestry, WikiTree, and 23andMe. Family Tree Now is identified as a genealogy website where you can discover your family history through the concept of searching for your family with a genealogy archive and more. you can explore the world’s largest family tree with FamilyTreeNow.com by using a first name and last name to find people.

However, the way FamilyTreeNow.com work is quite different from other genealogy. Family Tree Now is not a powerful tool to search or discover your family history. Genealogy website like Ancestry and 23andMe which is designed to help track and research your family history. When you make use of Family Tree Now to search for people, this provides you with a wide range of information about the people you research about which includes the name, relative, age, associates, current and past addresses, and more.

Is family tree now free?

The family tree now is a free people finder tool that provides you with information or data about someone. It’s 100% completely free and research for data on FamilyTreeNow.com. There are top-secret indoor or outdoor or hidden extra fees to make use of the platform to find someone as well as in building a family free. When you access the website, you don’t need to pay for anything to use their service.

Is FamilyTreeNow.com trust worthy

While the service is free to use, another question asked by people is whether the website is trustworthy. If the information provided by the website is accurate. However, the way family trees get their information is through various public sources. For instance, people search engines and other similar tools as well. FamilyTreeNow.com offers information based on a variety of information made available on the internet publicly. Due to the way the service works, FamilyTreeNow.com has made it clear that information gotten from public records might not be 100% accurate.

How to Trace your Family Tree for Free Online

FamilyTreeNow.com is an effective tool that is different from other search sites where you can search for someone. The only difference between family tree now and other search sites is that it’s completely free. In other to find people on FamilyTreeNow.com, use the following instruction:

Visit the website FamilyTreeNow.com search records page. This is by selecting the Search option at the top right corner of the page.
Then, fill out the information on the Search Records and click Search.

That’s all. There you can view information about your search that includes name, age, birth, address, and other information as well. However, if you want to discover your family history or know where you’re actually from, you can use services like 23andMe, FamilySearch, FreeBMD, WikiTree, GENUKI, Cyndi’s List, and Ancestry.com

ETF – What are the Different Types of ETFs and How Do They Work?

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December 17, 2021

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ETF – What are the Different Types of ETFs and How Do They Work?

What is ETF

ETF fully known as Exchange Traded Funds serves as a type of investment fund that provides investors with the most suitable accredit of two popular assets. In other words, EFT can be defined as a form of trading funds that allows you to trade funds on an exchange such as stock. This might it can be bought as well as sold in that particular day. Usually, ETFs come with lower fees compared to other types of finds. There are different sets of levels of risk involved in ETFs, but all depends on the type.

Keep in mind, just like any other financial product, you can’t count on EFTs as a one-size-fits-all solution. Therefore, you’ll need to evaluate them based on merits such as management costs and commission fees. Likewise, you need to determine if it easier to buy or sell them and their investment quality.

How Does EFTs Work?

The way EFTs works is very simple. The process works like this, having an underlying asset, as the fund provider, you’ll need to create a fund where you can create your performance. Afterward, you can sell shares within that fund to whoever investor you want to sell it to. Note that shareholders have the right to a portion of an EFT, but not underlying assets in the fund.

Initially, the use of ETFs is to monitor the performance of your underlying asset or index whether it is a commodity such as gold or a huge stock like S&P 500. They make use of the market-determined prices which is quite different from that asset to trade.

Types of EFTs

Most time, ETFs appear as stock trading, but on the other side of wall street it looks like mutual funds and index funds. This differs hugely based on certain factors that include underlying assets and investment goals. Here is the following step of EFTs

Stock ETFs: this includes stocks which are suitable for long-term growth.
Commodity ETFs: commodities ETF comprises of natural goods you can purchase or sell that includes gold, coffer, and crude oil.
Bond ETFs: this is different from individual bonds, bond ETF comes with no maturity date. The main usefulness of bond EFTS serves as a way to generate regular cash payment to the investor.
International ETFs: if you’re looking to build a diverse portfolio, international EFT is the greatly recommended because it serves as a foreign stock.
Sector ETF: in the U.S stock market, there are 11 sectors and each of the sector is comprises of companies that operate within the sectors. Therefore, providing you can suitable to invest in a specific company that includes sectors like health care and more.

How to Invest in ETFs

There are various ways in which one can invest in ETF, but this all boils down to your preference. You can go through an online broker also you can make use of robo-advisors to invest in EFTs.

Investment Calculator – How to Calculate your Investment Growth

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December 16, 2021

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Investment Calculator – How to Calculate your Investment Growth

Investment is a very big deal, it’s important to start investing in the future right now. There are various things in which you can invest in which includes real estate, cryptocurrency, stock, and more. When you start investing, it is important that you know the end-point of your investment. Meaning, you need to know what you’ll make at the end of your investment. An investment calculator is an important tool that allows you to calculate your estimated investment interest. Also, this will allow you to reach your investment goals.

Investment Returns

The main objective of the investment is to earn more money. For instance, if you invest something worth $12,000 your objective is to make more than your investment. Whether you make profit or loss, your incur is known as “return on investment.” Plus based on compounding return, the more your money stay, the higher the chance of you getting rich

How to Calculate Investment Return

The use of an investment return calculator is a simple tool used in calculating your investment. However, this requires you to provide some information in calculating your investment. You need to know that there is a different platform used in calculating your investment. Some of which include NerdWallet Investment Calculator, Bankrate, and more. Depending on the tool you’re using, you might be asked to provide information like initial investment, regular contribution, years to grow, and also rate of return.

Different Between Total Returns and Prince Returns

When calculating investment return what that should to you as an investor includes “is it the price return or the total return?” Taking about price return, this serves as an annual change in price of stock or mutual fund. For instance, you invested $500 and the price went up to $750, this means this stock price made up to 500%. If another year comes and the price closes at $600, this means the stock price went down to 200%.

In the case of total return, this serves as a regular cash payment from your investment. According to reports, in the past 30 years, what differentiates between total return and price return of the S&P 500 is just 2% points annually on average.

Best Investment Calculator

Just like I stated earlier, you can decide to use NerdWallet or Bankrate investment calculator to calculate the estimate of your investment interest. Others once you can also try out includes the following investment calculator:

PPF Calculator
SIP Calculator
Dividend calculator
SmartAsset
Investor.gov, and more.

Once you have access this respective platform, you can use the online investment calculator to your investment interest.

Best Time to Post on Instagram

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December 10, 2021

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When is the best time to post on Instagram? Everyone of to stay on the game when it comes to advertising or marketing. However, one of the best ways to sell to your audience is to connect with your customer at the right time. Meeting your customer or audience when they are online is the best way to build engagement and also you increase your sale. In the article you can find the best time to post on Instagram.

During the old day, posting on Instagram don’t need timing, because there was no algorithm to calculate and understand the best time to post on Instagram. When you plan or know the time in which your audience is online, this helps to increase engagement on Instagram as well as other social media platforms like Facebook. When building your social media presence online, one of the tips you’ll see is understanding your audience through geographical data.

Understanding the best time to post on Instagram allows you not only to increase engagement or sales more but help in gaining more Instagram followers. Immediately you post on your Instagram account, engage a professional account or personal account, as long as your audience is online, they will be the first to see your post.

When is the Best Time to Post on Instagram?

According to analysis and data from the internet, the best time in which you can post on Instagram is 6 AM. The report is based on analysis from over 35 global Instagram posts. Likewise, the best day to post on Instagram is Saturday and Sunday. This is because of the highest average engagement on posts published on Sunday at 6 AM.

Also, Wednesday serves as the worst day to post especially between 10 AM – 4 PM and also on Thursday 9 PM – 11 PM, because, during the time, people usually receive low engagement rates.

The Best Time to Posts on Instagram Each Day

Monday: 5AM
Tuesday: 6AM
Wednesday: 6AM
Thursday: 5AM
Friday: 6AM
Saturday: 6AM
Sunday: 6AM

Worst Time to Post on Instagram Each Day

Monday: 2PM
Tuesday: 1PM
Wednesday: 10AM
Thursday: 11PM
Friday: 9AM
Saturday: 8PM
Sunday: 4PM

Now you can see the best time to post on Instagram each day and also the worst time for you to post on Instagram each day. Follow this if you want to get a huge engagement on Instagram.

Best Time to Post on Instagram by Location

Keep in mind, that location is one of the factors that also determine the best time for you to publish on Instagram. This is why Instagram Analytics is an important tool you can use to understand your audience and also their behavior using geographical data. Here is the best time to post on Instagram based on location:

US and Canada (Western): 12AM-6AM
US and Canada (Eastern): 4AM-9AM
South America: 4AM UK: 4AM-6AM
US and Canada (Central): 6AM-8AM
Europe (Western): 6-8PM
Europe (Eastern): 5AM-7AM
Africa: 6AM
South Asia and Middle East: 3AM
East Asia and Southeast Asia: 11PM-4AM
Australasia: 11PM – 2AM

These are the following time to posts on Instagram. But the best time for your to post is you understand the best time for you to post on Instagram.

How to Understand the Best Time to Post on Instagram

Keep in mind, the following are the best time to posts on Instagram. But the truth is that only you can understand your audience. You can use a few tools and techniques to use in discover the best time to post to your Instagram not based on other people’s data but on your own data.

Instagram Insights

If you are not making use of Instagram Insights, you need to start now. The provides you with full insight into your audience. This includes information on when they are most active, and also the location from which you generate engagement.

Stay Active

Your activeness is what matters, you need to be active to understand the people that are usually active. This will allow you to understand that, if my audience is using active at 6 AM, then you need to post around 6 AM.