It hardly you see a military member go for another insurance company apart from USAA based on what USAA has to offer. Aside from just going for USAA, it more preferable to compare USAA with other insurance providers that offer pet insurance. However, it is surprising that USAA offers pet insurance, you can learn more the USAA pet insurance.
What is Pet Insurance?
USAA Pet Insurance also known as pet health insurance is considered as an insurance policy offers to pets that comes with protection against accidents your pet might be involved in. You’re offered compensation when your pet gets sick or injured.
In other to offer you health insurance for your dog or cat, USAA works in hand with Embrace to offer your pet the health care service he or she needs. There are amazing pet insurance policies that suit your preference and budget.
How much does USAA Pet Insurance Cost?
The USAA offers cheaper pet insurance as low as $1 per day. This will help to cover the expenses of your pet health care after visiting the vets for just $1 per day. However, there are certain factors that determine the cost which include the kind of pet you have, gender, breed, age, and also your location.
For USAA members, you get to enjoy up to 15% off your policy. For members with more than one pet, a current or former active duty military, a 25% maximum discount is offered to you as your extra savings.
USAA Pet Insurance Coverage
First of all, the USAA pet insurance helps to protect your dog, and you don’t need to worry about the expenses when your dog is sick or injured. The per insurance coverage offered by USAA helps to protect your dog or cat.
Under personalized coverage, you can select deductible and reimbursement options in protecting your pets. Also, you’ll receive up to 90% back on your bill.
You get to enjoy free claims and see your annual deductible decrease by $50.
Accepted Anywhere in the United States
Having USAA pet insurance allows you to visit any vet in the United States. You also receive comprehensive plans in other to protect your dog or cat.
What Pet Insurance Covers
- Congental conditions
- Prescription drugs
- Diagnostic testing imaging
- Cancer treatment
- Breed-specific conditions
- Emergency room and specialist care
- Surgery, hospitalization, and nursing care.
- Behavioral therapy and more.
What’s Not Covered
- Preexisting conditions
- Breeding, whelping, and pregnancy
- Injury caused by you purposely.
- Injury or illness obtain from fighting, or others way.
- DNA testing or cloning.
These are the following dog or cat health insurance coverage offered by USAA and the one that USAA does not cover. In the next section, you can learn how to file a claim.
How to File or Submit Claim
Filing or submitting a claim allows you to stop waiting for a refund for your vet bill. You can use the following process to file or submit a claim in which that’s how Embrace claims works:
- Visit any vet your choice.
- Request for an invoice.
- Fill out the claim form.
- Then, you can access to your MyEmbrace account to submit and track your claim.
Afterward, you can wait for your claim to be approved, and once it’s approved you’ll receive the money in your bank account.